The majority of people have employer-sponsored health insurance. But the number of people with individual health insurance coverage is growing. Today, more than 13 million people have an individual plan.
Why choose an individual plan over an employer's plan? Here are the key advantages of individual health insurance:
- Customized coverage. In group coverage, everyone ends up in a one-size-fits-all type of plan. But everyone has different health needs. With employer-sponsored coverage you end up paying for coverage you don't need, or may have to go without coverage for care you do need.
- Mobile coverage. With an employer's plan, leaving your job means leaving your health insurance. Individual plans protect your health wherever your career takes you.
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